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MSH Travel Insurance

4.2
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Emergency medical insurance for visitors to Canada with special provisions for ages 70-89. Comprehensive coverage with various deductible options and coverage amounts up to $200,000.

Our Review

4.2
Recommended

MSH International offers comprehensive travel insurance with strong international coverage and extensive healthcare networks. Known for excellent customer service and flexible policy options for visitors to Canada.

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Benefits & Eligibility

Emergency Medical Benefits

Maximum Coverage: $100,000, $150,000, $200,000 depending on plan and age
Deductible Options: $0, $100, $250, $500 (minimum for ages 71–90), $1,000, $3,000, $5,000, $10,000, $25,000
Hospital Accommodation: Semi-private room or ward
Hospital Services: Emergency medical, surgical services, use of operating room, anesthesia
Physician Services: Medical care by licensed physicians
Nursing Services: Private duty nursing when medically necessary
Diagnostic Services: X-rays, laboratory tests, diagnostic procedures
Prescription Drugs: Emergency medications prescribed by physician
Medical Appliances: Casts, splints, crutches, wheelchairs, hospital bed rental
Ambulance Services: Local emergency transportation to hospital
Emergency Transportation: Medical evacuation when necessary
Repatriation: Return of remains to home country
Dental Services: Emergency dental pain relief, accidental injury to natural teeth

Special Provisions for Ages 70-89

Maximum Coverage: $50,000 with 6-month stability period required
Pre-existing Conditions: Must be stable for 6 months before effective date
Special Exclusions: Certain conditions may be excluded for this age group

Eligibility

Age Requirements

0-89 years

Visitor Types

Tourists
Super Visa holders
New immigrants
Foreign workers

Coverage Details

Health Status: Good health required, pre-existing condition coverage varies by age
Coverage Period: 15 days to 365 days
Deductible Options: $0, $100, $250, $500, $1,000, $2,500

Policy Documents

Brochure

Product information and details

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Policy Wordings

Complete policy terms and conditions

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